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Insights March 2009
In this Issue:

* Smoking and Benefit Plans
* Challenge yourself to quit smoking
* Separating Facts from Fiction - Colds and the Flu

 
 
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Employee Term Life

Statistics show that employees with adequate Group Life Insurance generally become more concerned with their total financial well-being. A Group Life Insurance plan makes it easier to develop a complete insurance program that will maintain a family's standard of living should an employee die.

Group Life Insurance will guarantee a predetermined amount to the beneficiary. There will be no need for the employer to feel obligated to look after dependent family members.

This type of life insurance offers various benefit levels and formulas are based on either specific amounts or multiples of salary.

Employee Term Life

Dependant Term Life


Optional Term Life


Accidental Death & Dismemberment


Voluntary Accidental Death & Dismemberment


Group Life Conversion

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