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Insights March 2009
In this Issue:

* Smoking and Benefit Plans
* Challenge yourself to quit smoking
* Separating Facts from Fiction - Colds and the Flu

 
 
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Preparing you for the unexpected is the foundation of Group Life Insurance.

Group Life Insurance plans can provide financial assistance for your employees and their families in the event of a death.

With a wide range of coverage amounts to choose from, it will not be hard to find one that is perfect for your employees and their loved ones. They don't even need medical evidence. These amounts can be based either on a multiple of the employee's annual salary, or a specific amount.

There are several types of Group Life Insurance available:

- Employee Term Life
- Dependant Term Life
- Optional Term Life
- Accidental Death & Dismemberment
- Voluntary Accidental Death & Dismemberment
- Group Life Conversion

In the event that a member's Group Life Insurance ends or is reduced, they may be eligible to convert to an Individual Life Insurance policy without providing medical evidence within thirty-one days of leaving the plan.
 

Employee Term Life

Dependant Term Life


Optional Term Life


Accidental Death & Dismemberment


Voluntary Accidental Death & Dismemberment


Group Life Conversion

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