* Smoking and Benefit Plans
* Challenge yourself to quit smoking
* Separating Facts from Fiction - Colds and the Flu
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Voluntary Accidental Death & Dismemberment (AD&D) Voluntary AD&D offers additional AD&D coverage at
the plan member's option. Coverage provisions and exclusions
are identical to those provided under a non-voluntary AD&D
plan. All applications for Voluntary AD&D are subject to
review.
